Contribution Substantiation Rules |
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Your recordkeeping of noncash donations depends on the dollar amount of your gift. That value also determines the manner in which donations get reported on your tax return.
Understanding Your Credit Rating |
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The FICO® score, developed by Fair, Isaac (the pioneer in credit scoring), is a number between 300 and 850 that lenders use to determine your credit rating. A FICO® score is a snapshot of your credit rating at a particular point in time. The higher your credit score, the more likely you are to be approved for loans and receive favorable rates.
How Is Your Credit Rating Doing? |
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Whether you are certain that your credit rating is strong, or have had credit problems in the past and want to double check that your credit rating has improved, it's a good idea to review your credit report every few years and check it for accuracy. Below are the names of the three major sources of credit information. It's important to check your credit before making a major purchase like a car or a home, so that when you need to sail through the loan process with your good credit, you'll avoid any surprises. Generally, if you order a credit report via the Web, you'll pay a minimal fee and get the results within a day or two.
Avoid Becoming a Victim of Identity Theft |
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Minimize the INFORMATION a thief can steal - The following are some guidelines to help avoid becoming a victim of identity fraud. If you have already become a victim, see our
Tips for Victims.
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